Real estate appraisal services for homeowners in the city of Nelson and County

Check out the top seven reasons why BC homeowners use Norton Appraisals and Consulting Inc.:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a BC property tax assessment
  3. To lower your monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in BC by determining the true market value of real estate in question

Need help determining the price of your home in or near Nelson, BC?
Contact Norton Appraisals and Consulting Inc..

At Norton Appraisals and Consulting Inc., we understand the individual needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Norton Appraisals and Consulting Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Norton Appraisals and Consulting Inc., we're experts in helping clients just like you get rid of undesirable PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Norton Appraisals and Consulting Inc. is your #1 weapon.

HELOC recently frozen?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Norton Appraisals and Consulting Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Norton Appraisals and Consulting Inc. can help with that too. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.